Credit Genie Money Manager
Money Manager automatically categorizes your transactions across categories like Dining, Bills, Health, Travel, and more. It presents interactive spending charts and trends so you can identify problem areas and adjust your habits before they become financial emergencies.
Overdraft Alerts
Set a custom balance threshold and the app sends a push notification the moment your account dips below it. The average US bank overdraft fee is $35 per occurrence — these alerts help you act before that charge hits, whether by pausing a subscription, adjusting a payment, or requesting a Cash Boost.
Subscription Manager
Credit Genie scans your transaction history to detect recurring charges from streaming services, gym memberships, software subscriptions, and more. It displays each service with its billing amount and frequency, totals your monthly spend, and flags price increases so you can cancel services you no longer use.
AskGenie — AI Financial Assistant
AskGenie is an AI chatbot that pulls together your bills, income, and transactions into clear, personalized answers. Ask questions like "How much did I spend on food this month?" or "Can I afford a new phone right now?" and receive data-driven responses based on your real financial picture.
Earn Services — Rewards Program
Build healthy financial habits and earn promotional credits (Rewards) by completing qualifying activities within the app. These Rewards can be redeemed toward future services, effectively reducing your costs as you use the platform consistently.