Three Delivery Speeds for Your Cash Boost
When you receive a Cash Boost approval, Credit Genie offers three delivery options. Your choice affects how quickly you receive funds and how much you pay in fees. Here is a detailed comparison to help you decide which option makes the most sense for your situation.
Standard Delivery — Free
Standard Delivery sends your Cash Boost via ACH transfer to your linked checking account at no additional cost. Funds typically arrive within 1-3 business days, depending on your bank's ACH processing schedule. Weekends and federal holidays are not business days — a Friday afternoon request may not arrive until Monday or Tuesday. This option is best when you can plan ahead and don't need funds immediately.
Express Delivery — $3.99 to $5.99
Express Delivery provides same-day funding when requested before 3:00 PM Eastern Time on a business day. The fee ranges from $3.99 to $5.99 depending on your advance amount. Requests made after 3 PM ET or on weekends will process the next business day. Funds are delivered to your linked checking account via expedited ACH. This option works well for urgent but not immediate needs.
Instant Delivery — $9.99 to $12.99
Instant Delivery sends your Cash Boost directly to your debit card within approximately 30 minutes. The fee ranges from $9.99 to $12.99 and requires an active Paid Membership ($9.99/month) — without the membership, Instant Delivery is not available. This is the only option that works on weekends and holidays. Best for genuine emergencies when you need cash within the hour.
Cost Comparison Table
For a $500 Cash Boost, your total repayment by delivery option would be: Standard = $500 (free), Express = $503.99-$505.99, Instant = $509.99-$512.99 plus $9.99/month membership. Over a year of monthly advances with Instant Delivery, the membership alone adds $119.88 in costs.
Which Should You Choose?
Choose Standard when you can wait 1-3 days — it is free and costs you nothing beyond your advance amount. Choose Express when you need funds today but can wait until end of day. Choose Instant only for true emergencies where 30 minutes matters — the combined fees make it the most expensive option by a significant margin.