Compare the top cash advance apps on limits, fees, speed, and features.
Credit Genie is a solid cash advance app, but you might want alternatives for higher limits, lower fees, or specific features. Here are the top 10 apps that compete directly with Credit Genie in the earned wage access and cash advance space.
| App | Max Advance | Monthly Fee | Speed | Best For |
|---|---|---|---|---|
| EarnIn | $300 | Free | Minutes | Zero-cost advances |
| Dave | $500 | $1 | Minutes | Low fee + side hustles |
| Brigit | $250 | $9.99 | Minutes | Auto advances |
| MoneyLion | $500 | Free | <10 min | Banking + investing |
| Cleo | $250 | $5.99 | <10 min | AI budgeting |
| Albert | $250 | $12.99 | Minutes | Financial planning |
| Empower | $250 | $8 | Instant | Budgeting tools |
| Gerald | $200 | Free | Instant | BNPL + advances |
| B9 | $500 | $9.99 | Instant | Bilingual (Spanish) |
| Grid Money | $300 | Free | 1–3 days | Credit building |
Credit Genie offers the highest maximum advance ($5,000) among all these apps. While its $4.99 monthly fee is higher than some free alternatives, the complete financial toolkit — including AskGenie AI, Debt Relief, and Subscription Manager — makes it one of the most feature-rich options available.
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